FINO Consultancy Services (FCS)  aims to bridge the divide between formal financial institutions and the un-banked/under-banked populations across the world by bolstering emerging branchless and micro-banking channels and entities with technology, public policy, channel management consultancy and knowledge sharing.

FINO provides its consultancy expertise to  National Governments, Central Banks, Commercial and Cooperative Banks, Microfinance Institutions, Insurance Companies and Not-for-Profits. FCS brings on board capabilities in the areas of technology architecture, strategy and planning, implementation, product designing, regulation and policy framework, channel management and capacity building.

FINO as a Consultant provides customised services, working in tandem with each client to deliver solutions that are best equipped to tackle the challenges present. FCS recognizes the importance of sustainability for any financial entity, and is actively engaged in developing practical and profitable business cases, keeping in mind the clients strategy.

Furthermore, FINO assists in the implementation of these recommendations wherever required, drawing on its years of practical experience.

FINO as a branchless banking consultant  facilitated designing of financial products and delivery channels to bring more people under the ambit of financial inclusion in association with "Enabling Financial Innovation and Access"  in Nigeria, Africa