The Indian government has introduced various schemes for the benefit of the bottom of the pyramid population of the country. However, there are immense challenges and constraints faced in ensuring that these benefits reach the correct beneficiaries. These hurdles include the huge amount of paperwork and human effort involved, a massive information gap, the lack of accessibility and infrastructure, a largely illiterate populace and above all fool proof identification.

FINO's through its Technology solutions has been working with both state and central governments for providing (EBT) Electronic Benefit Transfer for the implementation of various Government schemes including