Manish Khera

Chief Executive Officer

Manish Khera is the Chief Executive Officer and Whole Time Director of FINO Limited. Since FINO's inception in 2006, Manish has lead FINO's efforts to connect micro-customers with businesses, banks, government and investors. Under his leadership FINO has dramatically increased its institutional acceptance, market leadership and global repute.

Manish's career began with ICICI Bank Ltd. in 1993. During his 13 years at ICICI, Manish has worked in various areas including credit, government & rural banking, technology and alternate channels. His last role in ICICI was of Joint General Manager heading Alternate Channels Group.

For his leadership and business vision, Manish was conferred as the Young Global leader by World Economic Forum in March 2011.

Manish holds a M.Phil in Environment & Development from the Cambridge University, UK. He also holds a MBA from Faculty of Management Studies (FMS, Delhi) and a BE (Electrical) from Delhi College of Engineering (DCE, Delhi).

Rishi Gupta

Chief Financial Officer

Rishi Gupta is the Chief Financial Officer and President - Sales and Marketing of FINO Limited. His responsibilities include Corporate Finance, Fund-raising, Investor relationships and Business Development.

Rishi has more than 15 years of experience in manufacturing, banking and international institutions. His career has overseen budgeting, accounting, project finance, corporate finance and relationship management.

Rishi's illustrious career began with Maruti Udyog Limited where he went on to head Budget and MIS department. Rishi then moved on to join ICICI Bank. Prior to joining FINO, he was working with the regional office of International Finance Corporation in New Delhi.

In 2011 Rishi was awarded "CFO100 Roll of Honor" - an effort to recognize the top 100 senior finance professionals in India, who have made a difference with their acumen, attitude and energy.

Rishi is a certified chartered accountant and cost & works accountant. He did his article training with Price Waterhouse Coopers (PwC). Rishi also holds a bachelors degree in commerce from University of Delhi.

Rajeev Arora
Director - Products & Operations

Rajeev Arora is the Director and President - Products & Operations at FINO Limited. He is responsible for strategizing and overseeing the field & central operations and product development. Rajeev has over 19 years of experience in operations and banking.

Rajeev began his career with National Thermal Power Corporation (NTPC). Prior to joining FINO, he was associated with ICICI Bank in Corporate Banking where he was managing relationship with large corporates, specializing in the infrastructure sector. He has also managed relationship with various state and central governments extensively to work on various large e-Governance projects focused on government to citizen interaction and payments.

Rajeev has done is post-graduation in business administration (MBA) from Indian Institute of Management, Calcutta and holds a bachelors degree in electrical engineering.